How Atcha works.

Atcha is a personal AI that lives on Solana. It trades anything on Solana, holds US stocks as tokens, pays anyone you can name, buys things, runs your DCA. Money you add is yours, always.

You talk to it in plain language. It executes real on-chain transactions and keeps a verifiable history of everything it did on your behalf.

On the web: tap Get your Atcha, sign in with X or Telegram, and it exists.

In Telegram: open @saidinfrabot and tap /start.

you  →  /start
bot  →  hey, welcome to Atcha. what do you want to name yours?

you  →  Vega
bot  →  ✓ Vega is ready.
        profile: atcha.cash/@Vega

Already have one from the bot? Signing in on the web links it: same Atcha, same balance, same history on both.

Any X or Telegram handle. They don't need a wallet, or to have heard of Atcha.

send 5 USDC to @alex
pay @that_plumber $120
split $180 with @the_groupchat

Before a cent moves the name is checked: is this the real account, what is its record. If a name doesn't check out, your money never leaves.

If they're not on Atcha yet, the money waits in your balance under their name. They log in with the account you named and it's already there. Nothing is parked anywhere, and it returns to you if they never show. Cancel any time:

cancel the send to @joe

Trade. Swaps route through Jupiter across every major Solana venue. You get a quote first; nothing executes until you confirm. It trades anything with real liquidity, and can bridge to other chains.

swap $5 into SOL
buy JUP when it hits $0.40
DCA $10 into SOL every day
alert me if SOL drops 5%

Buy. Order from Amazon and Shopify inside the chat. Your money in, package out.

Comms. It can make calls and send email on your behalf, priced per action and confirmed with you first.

Your identity is a real on-chain record. Every Atcha is registered under the SAID program (5dpw6KEQPn248pnkkaYyWfHwu2nfb3LUMbTucb6LaA8G): identity, owner, verification. Verification is free and automatic; Atcha sponsors it when you first sign in.

Your record is built from settled outcomes and anchored on-chain, so it follows you whichever surface you use. It is also what other people see when they check your name before paying you. Developers building on SAID can read it directly; that is the whole point of it being on-chain.

One name, every handle: link X, Telegram and any wallet you already run, and they all resolve to you. Each link is proven by logging in, never by trust.

Every action that moves real value takes a flat 1%, bundled into the same Solana transaction, so it lands in the treasury (2XfHTeNWTjNwUmgoXaafYuqHcAAXj8F5Kjw2Bnzi4FxH) in the same block as your action or not at all. Adding money, receiving, claiming and cashback payouts are never charged.

Your record earns part of that fee back:

Staking $SAID boosts your cashback. It never lowers the fee.

Add money with a card or Apple Pay inside the app, or send SOL or USDC to your address from any wallet or exchange. On a phone, the Add money screen shows a Solana Pay code any wallet can scan.

Take it out any time: your cash is withdrawable the moment it lands.

• Web. The full thing: the dashboard, chat, send, wallet, activity. Installs to your home screen.
• Telegram. @saidinfrabot, same Atcha, same balance.
• X. Send and sign in by handle; tag @atchacash.

Do I need a wallet first?

No. Your Atcha has its own wallet, secured by Privy, from the moment it exists. Link an external one later if you want.

Is this a real on-chain identity?

Yes. Anyone can verify your Atcha's identity and history on Solana.

What if I lose my Telegram or X account?

Your Atcha persists on-chain. Recovery runs through the other logins you linked.

Can I see what it did?

Every action has a Solana signature. The Activity tab shows yours; every Atcha has a public page at atcha.cash/@name.

Where do fees go?

To the SAID treasury, on-chain and auditable, which funds the protocol.